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Head-to-Head Comparison

GoldvsBitcoin

Which asset better protects your retirement savings? We compare physical gold against Bitcoin (BTC) on returns, risk, and inflation protection.

Gold Advantage Score: 95/100
Hard Asset

Physical Gold

RECOMMENDED

Physical gold bullion, the ultimate store of value for 5,000 years.

10-Year Return
+8.4%
annualized
Volatility
15.2%
std deviation
Max Drawdown-44%
Inflation Correlation+0.68
Key Benefits
Zero counterparty risk
Cannot be printed or devalued
Recognized globally as money
Central banks hold 35,000+ tonnes
Paper Asset

Bitcoin

Ticker
BTC

Digital gold narrative, but with extreme volatility and regulatory uncertainty.

10-Year Return
+68.2%
annualized
Volatility
78.4%
std deviation
Max Drawdown-83%
Inflation Correlation+0.12
Key Risks
Lost 83% in 2022
Not legal tender in most countries
Quantum computing threat
Energy consumption criticized

Performance Comparison

MetricGoldBitcoinWinner
1-Year Return13.2%52.4%BTC
5-Year Return10.8%42.8%BTC
10-Year Return8.4%68.2%BTC
Volatility (Lower = Better)15.2%78.4%GOLD
Max Drawdown (Smaller = Better)-44%-83%GOLD
Inflation Protection0.680.12GOLD

The Verdict: Gold vs Bitcoin

While Bitcoin may offer higher short-term returns, gold provides superior wealth protection for retirees. Gold's lower volatility, better inflation correlation, and zero counterparty risk make it the smarter choice for preserving purchasing power.

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