Silver Price Predictions

Most analysts predict silver will trade between $35-50 in 2026, with some bullish forecasts targeting $50+ due to industrial demand from solar panels, EVs, and potential supply deficits. Bank of America targets $38, while more bullish analysts like those at Saxo Bank see $50 as achievable. The wide range reflects uncertainty about Fed policy, industrial demand, and potential monetary crises.

While $100 silver is possible in a major monetary crisis or supply squeeze, most analysts view it as a longer-term possibility rather than an imminent event. Adjusted for inflation, silver's 1980 high of $49.45 would be over $180 today, suggesting $100 is historically achievable. Key catalysts could include: a dollar crisis, industrial supply shortage, or a return to the historical 15:1 gold/silver ratio (which would put silver at ~$175 with gold at $2,600).

The gold-to-silver ratio currently sits around 80:1, while the historical average is 15:1 and the ratio in the Earth's crust is about 17:1. Many analysts believe silver is suppressed through paper market manipulation (massive short positions by bullion banks), lack of central bank buying (unlike gold), and its dual role as both industrial metal and monetary metal creating conflicting narratives. If the ratio reverted to even 40:1, silver would need to more than double relative to gold.

Most precious metals IRA investors hold both gold and silver. Gold offers stability and is the go-to safe haven, while silver offers higher potential returns due to its smaller market and industrial demand growth. A common allocation is 60-70% gold and 30-40% silver. Silver is more volatile, so younger investors or those with higher risk tolerance might favor silver, while those closer to retirement might prefer gold's stability. Take our quiz to find the right mix for your situation.