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SILVER COIN PRICE GUIDE

Silver Coin Values

Discover what your silver coins are really worth. From Morgan dollars to junk silver, we reveal the values the banks and coin dealers hope you never learn. Real money vs paper promises.

13,900+ Monthly SearchesFree Melt Calculator8 Coin Types Covered

What the Banks Don't Want You to Know About Silver

While the Federal Reserve prints trillions in paper currency, old silver coins hold their purchasing power. A silver quarter from 1964 had 25 cents of buying power then - today, its silver content is worth over $4.50. That's not the coin increasing in value - it's the dollar losing 95% of its purchasing power. Understanding silver coin values is the first step to protecting your wealth with real assets.

Silver Coin Value Guides

Each guide includes value charts by year and condition, grading tips, key dates to look for, and current market prices.

Silver Coin Quick Value Reference

Coin TypeYearsSilver ContentMelt Value*Typical Premium
Morgan Dollar1878-19210.7734 oz$19.3450-200%+
Peace Dollar1921-19350.7734 oz$19.3430-100%+
Walking Liberty Half1916-19470.3617 oz$9.0410-50%
Silver Quarter1932-19640.1808 oz$4.525-15%
Silver Dime1946-19640.0723 oz$1.815-15%
War Nickel1942-19450.0563 oz$1.415-20%

*Melt values based on $25/oz silver spot price. Actual values fluctuate with market prices. Premium percentages vary by condition, date, and market demand.

Coin Grading Quick Guide

G (Good)4-6

Heavily worn, outline visible

VG (Very Good)8-10

Design clear, major detail worn

F (Fine)12-15

Moderate wear, all lettering sharp

VF (Very Fine)20-35

Light wear on high points

XF (Extremely Fine)40-45

Slight wear, sharp details

AU (About Uncirculated)50-58

Trace wear, most luster

MS (Mint State)60-70

No wear, full luster

PR (Proof)60-70

Special strike, mirror finish

Higher grades command exponentially higher premiums. A Morgan dollar in MS-65 condition can be worth 10x or more than the same coin in VF-20.

Frequently Asked Questions

How do I determine the value of my silver coins?

Silver coin values depend on three factors: (1) Silver melt value - the intrinsic metal content based on current spot prices, (2) Numismatic value - collector premium based on rarity, condition, and demand, and (3) Condition/Grade - coins in better condition command higher premiums. Common date coins in circulated condition typically sell close to melt value, while key dates and high-grade specimens can be worth many times more.

What is silver melt value?

Silver melt value is the intrinsic worth of a coin based purely on its silver content. For example, a pre-1965 US quarter contains 0.1808 troy ounces of pure silver. If silver is trading at $25/oz, the melt value would be $4.52. This represents the floor value - what a coin would be worth if melted down. Most circulated common-date coins trade slightly above melt value.

Which silver coins are worth the most?

The most valuable silver coins combine rarity, historical significance, and condition. Key examples include the 1893-S Morgan dollar ($5,000+), 1916-D Walking Liberty half ($1,000+), 1921 Peace dollar High Relief ($500+), and 1916 Mercury dime ($1,000+ in good condition). However, even common silver coins are worth far more than their face value due to silver content.

Are silver coins a good investment?

Silver coins offer tangible asset ownership outside the banking system - what Robert Kiyosaki calls 'real money vs paper promises.' Unlike paper currency, silver has maintained purchasing power for thousands of years. For investment purposes, many experts recommend 90% constitutional silver (junk silver) for its low premiums and recognizability, or IRA-eligible bullion coins for tax-advantaged retirement accounts.

What year quarters are silver?

US quarters minted in 1964 and earlier contain 90% silver. From 1965-present, quarters are made of copper-nickel clad (no silver). A few exceptions: 1976-S Bicentennial quarters (40% silver proofs) and special collector issues. The easiest way to identify silver quarters is by the date - 1964 or earlier means silver.

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