4.4/5.0 Rating

Lear Capital Review 2026

One of the oldest names in precious metals. We analyze their 25+ year track record and unique price lock guarantee.

In this Lear Capital review, we examine one of the industry's longest-standing precious metals companies.

Founded in 1997, Lear Capital has over 25 years of experience in the precious metals industry. They've built their brand on longevity and their unique price lock guarantee.

Lear Capital Highlights

  • 25+ years in business
  • A+ BBB rating
  • Price lock guarantee
  • Real-time pricing tools

Lear Capital: Pros & Cons

The Good

  • 25+ years in business (founded 1997)
  • Price lock guarantee protects your purchase
  • A+ BBB rating
  • Real-time pricing tools
  • Wide selection of coins and bars
  • Strong industry reputation

The Bad

  • Higher fees than many competitors
  • Some BBB complaints in recent years
  • Aggressive sales approach reported by some
  • Minimum may vary by product

Lear Capital Fees

Fee TypeCost
Setup Fee$50-$100
Annual Custodian Fee$75-$100
Annual Storage Fee$100-$180
Total Annual$225-$280

Our Verdict

Lear Capital is best for investors who prioritize working with an established brand with decades of history. Their price lock guarantee adds protection during volatile markets.

Our Rating: 4.4/5

Best for investors seeking an established brand with 25+ years history.

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Lear Capital FAQs

Is Lear Capital legitimate?

Yes, Lear Capital is a legitimate A+ BBB-rated company with over 25 years of history.

What is the price lock guarantee?

The price lock guarantee locks in your purchase price for a set period, protecting you from price increases during the transaction process.