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FREE RETIREMENT CALCULATOR

Can I Retire Calculator

After 30+ years of early mornings and physical work, you've built a real nest egg. This calculator shows if it's enough to stop working - especially if your body can't wait until 67.

Step 1 of 425% Complete

What are your total retirement savings?

Include 401(k), IRA, and other retirement accounts

$500,000
Total Retirement Savings
$0$1M$2M$3M$4M$5M
RETIREMENT PLANNING BASICS

Understanding the 4% Rule

The 4% rule is a guideline suggesting you can withdraw 4% of your savings annually without running out of money for 30 years.

$300,000 Savings

4% Withdrawal:$12,000/year
Monthly:$1,000/month

May work for low-cost areas with Social Security

$500,000 Savings

4% Withdrawal:$20,000/year
Monthly:$1,667/month

Decent foundation with additional income sources

$1,000,000 Savings

4% Withdrawal:$40,000/year
Monthly:$3,333/month

Comfortable retirement for most retirees

Important Disclaimer

This calculator provides estimates based on simplified assumptions. Actual results will vary based on investment returns, inflation, taxes, healthcare costs, and other factors. This is for educational purposes only and is not financial advice. Past performance does not guarantee future results. Consult with a qualified financial advisor before making retirement decisions.