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Head-to-Head Comparison

GoldvsNasdaq 100

Which asset better protects your retirement savings? We compare physical gold against Nasdaq 100 (QQQ) on returns, risk, and inflation protection.

Gold Advantage Score: 90/100
Hard Asset

Physical Gold

RECOMMENDED

Physical gold bullion, the ultimate store of value for 5,000 years.

10-Year Return
+8.4%
annualized
Volatility
15.2%
std deviation
Max Drawdown-44%
Inflation Correlation+0.68
Key Benefits
Zero counterparty risk
Cannot be printed or devalued
Recognized globally as money
Central banks hold 35,000+ tonnes
Paper Asset

Nasdaq 100

Ticker
QQQ

Tech-heavy index dominated by growth stocks. High returns but extreme volatility.

10-Year Return
+17.8%
annualized
Volatility
24.3%
std deviation
Max Drawdown-82%
Inflation Correlation-0.18
Key Risks
Lost 82% in dot-com crash
7 companies = 50% of index
Zero dividends from many holdings
Extreme concentration risk

Performance Comparison

MetricGoldNasdaq 100Winner
1-Year Return13.2%28.5%QQQ
5-Year Return10.8%18.2%QQQ
10-Year Return8.4%17.8%QQQ
Volatility (Lower = Better)15.2%24.3%GOLD
Max Drawdown (Smaller = Better)-44%-82%GOLD
Inflation Protection0.68-0.18GOLD

The Verdict: Gold vs Nasdaq 100

While Nasdaq 100 may offer higher short-term returns, gold provides superior wealth protection for retirees. Gold's lower volatility, better inflation correlation, and zero counterparty risk make it the smarter choice for preserving purchasing power.

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