GoldvsTraditional 401(k)
Which asset better protects your retirement savings? We compare physical gold against Traditional 401(k) (401K) on returns, risk, and inflation protection.
Physical Gold
Physical gold bullion, the ultimate store of value for 5,000 years.
Traditional 401(k)
Tax-deferred retirement account typically invested in stocks and bonds. Subject to market risk and RMDs.
Performance Comparison
| Metric | Gold | Traditional 401(k) | Winner |
|---|---|---|---|
| 1-Year Return | 13.2% | 12.4% | GOLD |
| 5-Year Return | 10.8% | 8.2% | GOLD |
| 10-Year Return | 8.4% | 7.8% | GOLD |
| Volatility (Lower = Better) | 15.2% | 14.2% | 401K |
| Max Drawdown (Smaller = Better) | -44% | -48% | GOLD |
| Inflation Protection | 0.68 | -0.18 | GOLD |
The Verdict: Gold vs Traditional 401(k)
While Traditional 401(k) may offer higher short-term returns, gold provides superior wealth protection for retirees. Gold's lower volatility, better inflation correlation, and zero counterparty risk make it the smarter choice for preserving purchasing power.
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