Vanguard Gold IRA Rollover
After decades of work, your Vanguard account represents real money—money you earned one paycheck at a time. Here's exactly how to move it to a Gold IRA without taxes or penalties.
This is simpler than it sounds. Vanguard is known for low-cost index funds and manages retirement accounts for millions of Americans. Their rollover process requires some paperwork but is well-documented.
Nervous About Doing This Yourself?
Most people are. Augusta calls Vanguard for you, handles all the paperwork, and makes sure nothing goes wrong.
Step-by-Step: Rolling Over Your Vanguard Account
Your Gold IRA company handles most of this. You just need to know what's happening.
Set up your Gold IRA account first
Log into Vanguard and download rollover forms
Complete the direct rollover request form
Include your Gold IRA custodian's information
Mail signed forms to Vanguard
Vanguard processes and sends funds within 7-10 days
How Long Does This Take?
Here's what to expect once you start the process.
What Helps
- Download forms from Vanguard's website to save time
- Your Gold IRA company can often help with Vanguard paperwork
- Vanguard's phone reps are helpful for rollover questions
- Consider timing your rollover to avoid market volatility
Things to Avoid
- Vanguard doesn't support electronic transfers to Gold IRAs
- Processing can take longer during peak tax season
- Ensure your signature matches Vanguard's records exactly
Vanguard Rollover Process Details
Vanguard requires written authorization for outgoing rollovers. You can initiate online but will need to print, sign, and mail forms for Gold IRA transfers.
If You Want to Call Yourself
Here's Vanguard's rollover line. Or let Augusta handle it for you.
Skip the Phone Calls
Augusta contacts Vanguard for you, handles all the paperwork, and makes sure your rollover goes smoothly. No cost to get started.
Get Free Rollover KitHave an Account Somewhere Else?
Fidelity
BrokerageFidelity Investments is one of the largest retirement plan administrators in the United States, managing over $11 trillion in assets. Rolling over a Fidelity 401(k) or IRA to a Gold IRA is a straightforward process.
Charles Schwab
BrokerageCharles Schwab merged with TD Ameritrade and now serves millions of retirement account holders. They offer one of the faster rollover processes in the industry.
Merrill Lynch
BrokerageMerrill Lynch, now part of Bank of America, provides retirement services for both individual and employer-sponsored accounts.
Common Questions About Vanguard Rollovers
Straight answers. No financial jargon.
How long is this going to take?
Vanguard rollovers typically take 7-10 business days. You'll need to call their rollover department, but your Gold IRA company can handle that for you.
Will I owe taxes on this?
No. A direct rollover from Vanguard to a Gold IRA is 100% tax-free. The money goes straight from one account to the other—you never touch it. No taxes, no penalties. It's the same money, just in a different account.
What happens to my current investments?
Your stocks, bonds, or mutual funds at Vanguard get sold and converted to cash. That cash then transfers to your Gold IRA, where you use it to buy physical gold. Your Gold IRA company walks you through choosing the right metals.
You Built This. Now Protect It.
After years of saving with Vanguard, your retirement deserves real protection. Augusta handles everything—they call Vanguard, complete the paperwork, and make sure your money is safe every step of the way.