Charles Schwab Gold IRA Rollover
After decades of work, your Charles Schwab account represents real money—money you earned one paycheck at a time. Here's exactly how to move it to a Gold IRA without taxes or penalties.
This is simpler than it sounds. Charles Schwab merged with TD Ameritrade and now serves millions of retirement account holders. They offer one of the faster rollover processes in the industry.
Nervous About Doing This Yourself?
Most people are. Augusta calls Charles Schwab for you, handles all the paperwork, and makes sure nothing goes wrong.
Step-by-Step: Rolling Over Your Charles Schwab Account
Your Gold IRA company handles most of this. You just need to know what's happening.
Open your Gold IRA with a qualified custodian
Call Schwab at 800-435-4000 or log in online
Request a direct rollover to your Gold IRA
Provide custodian name, address, and account number
Choose check or wire transfer (wire is faster)
Funds typically arrive within 3-5 business days
How Long Does This Take?
Here's what to expect once you start the process.
What Helps
- Wire transfers cost $25 but arrive in 1-2 days
- Schwab's mobile app can track rollover status
- Request a Medallion Signature Guarantee if required
- Schwab offers free notary services at branches
Things to Avoid
- TD Ameritrade accounts are transitioning to Schwab
- Some legacy TD Ameritrade 401(k)s have different procedures
- Verify your Gold IRA custodian accepts wire transfers
Charles Schwab Rollover Process Details
Schwab offers a streamlined rollover process with online initiation. They can send funds via check or wire transfer to your Gold IRA custodian.
If You Want to Call Yourself
Here's Charles Schwab's rollover line. Or let Augusta handle it for you.
Skip the Phone Calls
Augusta contacts Charles Schwab for you, handles all the paperwork, and makes sure your rollover goes smoothly. No cost to get started.
Get Free Rollover KitHave an Account Somewhere Else?
Fidelity
BrokerageFidelity Investments is one of the largest retirement plan administrators in the United States, managing over $11 trillion in assets. Rolling over a Fidelity 401(k) or IRA to a Gold IRA is a straightforward process.
Vanguard
BrokerageVanguard is known for low-cost index funds and manages retirement accounts for millions of Americans. Their rollover process requires some paperwork but is well-documented.
Merrill Lynch
BrokerageMerrill Lynch, now part of Bank of America, provides retirement services for both individual and employer-sponsored accounts.
Common Questions About Charles Schwab Rollovers
Straight answers. No financial jargon.
How long is this going to take?
Charles Schwab rollovers typically take 3-5 business days. You can start online, which speeds things up.
Will I owe taxes on this?
No. A direct rollover from Charles Schwab to a Gold IRA is 100% tax-free. The money goes straight from one account to the other—you never touch it. No taxes, no penalties. It's the same money, just in a different account.
What happens to my current investments?
Your stocks, bonds, or mutual funds at Charles Schwab get sold and converted to cash. That cash then transfers to your Gold IRA, where you use it to buy physical gold. Your Gold IRA company walks you through choosing the right metals.
You Built This. Now Protect It.
After years of saving with Charles Schwab, your retirement deserves real protection. Augusta handles everything—they call Charles Schwab, complete the paperwork, and make sure your money is safe every step of the way.