Fidelity Gold IRA Rollover
After decades of work, your Fidelity account represents real money—money you earned one paycheck at a time. Here's exactly how to move it to a Gold IRA without taxes or penalties.
This is simpler than it sounds. Fidelity Investments is one of the largest retirement plan administrators in the United States, managing over $11 trillion in assets. Rolling over a Fidelity 401(k) or IRA to a Gold IRA is a straightforward process.
Nervous About Doing This Yourself?
Most people are. Augusta calls Fidelity for you, handles all the paperwork, and makes sure nothing goes wrong.
Step-by-Step: Rolling Over Your Fidelity Account
Your Gold IRA company handles most of this. You just need to know what's happening.
Open a Gold IRA account with your chosen custodian
Request a direct rollover from Fidelity (call 800-343-3548)
Provide your new Gold IRA account details to Fidelity
Fidelity sends funds directly to your Gold IRA custodian
Purchase precious metals once funds arrive
How Long Does This Take?
Here's what to expect once you start the process.
What Helps
- Always choose direct rollover to avoid the 60-day deadline
- Fidelity's online portal can initiate some rollovers electronically
- Keep copies of all rollover paperwork for tax records
- Fidelity may charge a $50 account closure fee
Things to Avoid
- Indirect rollovers trigger 20% mandatory withholding
- In-service withdrawals may not be available before age 59½
- Some employer plans have restrictions on rollover frequency
Fidelity Rollover Process Details
Fidelity offers both online and phone-based rollover initiation. For outgoing rollovers to a Gold IRA, you'll need to request a direct rollover check made payable to your new custodian.
Account Types You Can Roll Over from Fidelity
If You Want to Call Yourself
Here's Fidelity's rollover line. Or let Augusta handle it for you.
Skip the Phone Calls
Augusta contacts Fidelity for you, handles all the paperwork, and makes sure your rollover goes smoothly. No cost to get started.
Get Free Rollover KitHave an Account Somewhere Else?
Vanguard
BrokerageVanguard is known for low-cost index funds and manages retirement accounts for millions of Americans. Their rollover process requires some paperwork but is well-documented.
Charles Schwab
BrokerageCharles Schwab merged with TD Ameritrade and now serves millions of retirement account holders. They offer one of the faster rollover processes in the industry.
Merrill Lynch
BrokerageMerrill Lynch, now part of Bank of America, provides retirement services for both individual and employer-sponsored accounts.
Common Questions About Fidelity Rollovers
Straight answers. No financial jargon.
How long is this going to take?
Fidelity rollovers typically take 5-7 business days. You can start online, which speeds things up.
Will I owe taxes on this?
No. A direct rollover from Fidelity to a Gold IRA is 100% tax-free. The money goes straight from one account to the other—you never touch it. No taxes, no penalties. It's the same money, just in a different account.
What happens to my current investments?
Your stocks, bonds, or mutual funds at Fidelity get sold and converted to cash. That cash then transfers to your Gold IRA, where you use it to buy physical gold. Your Gold IRA company walks you through choosing the right metals.
You Built This. Now Protect It.
After years of saving with Fidelity, your retirement deserves real protection. Augusta handles everything—they call Fidelity, complete the paperwork, and make sure your money is safe every step of the way.