Prudential Gold IRA Rollover
After decades of work, your Prudential account represents real money—money you earned one paycheck at a time. Here's exactly how to move it to a Gold IRA without taxes or penalties.
This is simpler than it sounds. Prudential Financial manages retirement plans for many Fortune 500 companies and offers individual annuity products as well.
Nervous About Doing This Yourself?
Most people are. Augusta calls Prudential for you, handles all the paperwork, and makes sure nothing goes wrong.
Step-by-Step: Rolling Over Your Prudential Account
Your Gold IRA company handles most of this. You just need to know what's happening.
Determine your account type (401k, pension, annuity)
Log into Prudential.com or call 877-778-2100
Request rollover distribution forms
Set up Gold IRA account
Complete forms with direct rollover to Gold IRA
Submit and track online
How Long Does This Take?
Here's what to expect once you start the process.
What Helps
- Prudential's online portal is comprehensive
- Pension rollovers have different rules than 401(k)s
- Check for any guaranteed minimum benefits before rolling
- Annuities may have surrender charges
Things to Avoid
- Pension benefits may be better left in place
- Annuity surrenders can trigger significant charges
- Consult a financial advisor for pension decisions
Prudential Rollover Process Details
Prudential serves many large employer plans. Their rollover process depends on whether you have a 401(k), pension, or annuity product.
Account Types You Can Roll Over from Prudential
If You Want to Call Yourself
Here's Prudential's rollover line. Or let Augusta handle it for you.
Skip the Phone Calls
Augusta contacts Prudential for you, handles all the paperwork, and makes sure your rollover goes smoothly. No cost to get started.
Get Free Rollover KitHave an Account Somewhere Else?
TIAA
Employer PlanTIAA (Teachers Insurance and Annuity Association) primarily serves educators, healthcare workers, and non-profit employees. Their rollover process can be more complex due to annuity products.
Principal Financial
Employer PlanPrincipal Financial Group administers retirement plans for thousands of employers. Their rollover process varies by plan but generally follows standard procedures.
Empower Retirement
Employer PlanEmpower Retirement serves over 17 million participants across employer-sponsored plans. They've consolidated several major recordkeepers including MassMutual and Great-West.
Common Questions About Prudential Rollovers
Straight answers. No financial jargon.
How long is this going to take?
Prudential rollovers typically take 7-14 business days. You can start online, which speeds things up.
Will I owe taxes on this?
No. A direct rollover from Prudential to a Gold IRA is 100% tax-free. The money goes straight from one account to the other—you never touch it. No taxes, no penalties. It's the same money, just in a different account.
What happens to my current investments?
Your stocks, bonds, or mutual funds at Prudential get sold and converted to cash. That cash then transfers to your Gold IRA, where you use it to buy physical gold. Your Gold IRA company walks you through choosing the right metals.
You Built This. Now Protect It.
After years of saving with Prudential, your retirement deserves real protection. Augusta handles everything—they call Prudential, complete the paperwork, and make sure your money is safe every step of the way.