Empower Retirement Gold IRA Rollover
After decades of work, your Empower Retirement account represents real money—money you earned one paycheck at a time. Here's exactly how to move it to a Gold IRA without taxes or penalties.
This is simpler than it sounds. Empower Retirement serves over 17 million participants across employer-sponsored plans. They've consolidated several major recordkeepers including MassMutual and Great-West.
Nervous About Doing This Yourself?
Most people are. Augusta calls Empower Retirement for you, handles all the paperwork, and makes sure nothing goes wrong.
Step-by-Step: Rolling Over Your Empower Retirement Account
Your Gold IRA company handles most of this. You just need to know what's happening.
Log into your Empower account
Navigate to 'Withdrawals' or 'Distributions'
Select 'Rollover to another institution'
Enter your Gold IRA custodian details
Choose direct rollover option
Submit electronically or download forms to mail
How Long Does This Take?
Here's what to expect once you start the process.
What Helps
- Empower's online system is user-friendly for rollovers
- Former MassMutual accounts now use Empower branding
- Check your plan's specific distribution options
- Empower can do wire transfers for faster processing
Things to Avoid
- Plan rules are set by your employer, not Empower
- Some legacy plans have different procedures
- Verify your account has been migrated to Empower systems
Empower Retirement Rollover Process Details
Empower (formerly MassMutual and Great-West) is one of the largest retirement plan providers. They offer online rollover initiation for many plans.
Account Types You Can Roll Over from Empower Retirement
If You Want to Call Yourself
Here's Empower Retirement's rollover line. Or let Augusta handle it for you.
Skip the Phone Calls
Augusta contacts Empower Retirement for you, handles all the paperwork, and makes sure your rollover goes smoothly. No cost to get started.
Get Free Rollover KitHave an Account Somewhere Else?
TIAA
Employer PlanTIAA (Teachers Insurance and Annuity Association) primarily serves educators, healthcare workers, and non-profit employees. Their rollover process can be more complex due to annuity products.
Principal Financial
Employer PlanPrincipal Financial Group administers retirement plans for thousands of employers. Their rollover process varies by plan but generally follows standard procedures.
John Hancock
Employer PlanJohn Hancock is a major provider of employer-sponsored retirement plans, particularly in the small to mid-size business market.
Common Questions About Empower Retirement Rollovers
Straight answers. No financial jargon.
How long is this going to take?
Empower Retirement rollovers typically take 5-10 business days. You can start online, which speeds things up.
Will I owe taxes on this?
No. A direct rollover from Empower Retirement to a Gold IRA is 100% tax-free. The money goes straight from one account to the other—you never touch it. No taxes, no penalties. It's the same money, just in a different account.
What happens to my current investments?
Your stocks, bonds, or mutual funds at Empower Retirement get sold and converted to cash. That cash then transfers to your Gold IRA, where you use it to buy physical gold. Your Gold IRA company walks you through choosing the right metals.
You Built This. Now Protect It.
After years of saving with Empower Retirement, your retirement deserves real protection. Augusta handles everything—they call Empower Retirement, complete the paperwork, and make sure your money is safe every step of the way.