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Pre-Tax

457(b) to Gold IRA Rollover

After years of contributing to your 457(b) Deferred Compensation Plan, you've built something real. Now it's about protecting what you've earned—not chasing more growth.

This is simpler than it sounds. A direct rollover moves your 457(b) to a Gold IRA without taxes or penalties. Most people complete the process in under two weeks.

2026 Limit: $23,500
Age 50+ Catch-up: $7,500
Eligible for Gold IRA

Nervous About Getting This Right?

Most people are. Augusta handles the whole process—they contact your 457(b) provider, complete the paperwork, and make sure nothing falls through the cracks.

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How to Roll Over Your 457(b) to a Gold IRA

Six steps. Your Gold IRA company handles most of the work. You don't touch the money, so there's no tax hit.

1

Make sure your 457(b) allows rollovers (if you're retiring or leaving your job, you're good to go)

2

Pick a Gold IRA company and set up your new account (takes about 15 minutes)

3

They handle the paperwork and contact your current provider for you

4

Request goes in for a direct rollover (money goes straight between accounts)

5

Funds transfer directly—you never touch the money, so no taxes

6

Choose your gold and silver. Your metals ship to an IRS-approved vault.

457(b) Account Details

2026 Contribution Limit
$23,500
Catch-Up (Age 50+)
+$7,500
Tax Treatment
Pre-Tax
RMD Age
73

Things to Know Before You Start

Most 457(b) rollovers are straightforward, but here are a few rules to be aware of:

  • No 10% early withdrawal penalty (unlike 401k/403b)
  • Can contribute to both 457(b) and 401(k)/403(b)
  • Governmental 457(b) plans are more flexible

Is This You?

If you've been contributing to a 457(b) for years, you've done something most Americans couldn't. Now let's protect it.

Who Has This Account

State/local government employees, some non-profits

Typical Account Holder

Government workers, firefighters, police

The Bottom Line

Yes, You Can Roll It Over
Your 457(b) is eligible for a Gold IRA rollover
No Taxes. No Penalties.
Direct rollover means you don't touch the money
About 1-2 Weeks
Most rollovers finish in 5-14 business days
You worked hard for this money. A direct rollover keeps it protected and tax-free.

Don't Want to Do This Alone?

Most people don't. Augusta contacts your 457(b) provider, handles the paperwork, and makes sure everything goes right. No cost to get started.

Get Free Rollover Kit

Common Questions About 457(b) Rollovers

Straight answers. No financial jargon.

Can I actually do this with my 457(b)?

Yes. 457(b)s are eligible for Gold IRA rollovers. The key is using a direct rollover—the money goes straight from one custodian to the other. You never touch it, so there's no tax bill.

Will I owe taxes on the rollover?

No. A direct rollover is 100% tax-free. The money moves between accounts without you taking possession. No taxes, no penalties, no 60-day deadline to worry about.

How much can I roll over?

There's no limit on rollover amounts. You can move all of it or just a portion—whatever feels right for protecting your retirement. If you're still working, check if your plan has any in-service withdrawal rules.

What kind of Gold IRA do I need?

Your 457(b) is pre-tax money, so it rolls into a traditional Gold IRA. Same tax treatment, just different assets. If you wanted a Roth Gold IRA instead, you'd owe taxes on the conversion.

OUR #1 RECOMMENDATION

You've Earned This. Now Protect It.

After years of building your 457(b), it's time to think about protection—not just growth. Augusta handles the whole rollover process. They contact your provider, complete the paperwork, and make sure your money is safe every step of the way.

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