Your Union Fought for Your Pension. Gold Protects It.
Multiemployer pensions face challenges. Add gold as your personal backup plan.
Get Your Free Consultation- 1Multiemployer pension plans face funding challenges
- 2PBGC guarantees are lower for multiemployer plans
- 3Annuity payouts don't increase with inflation
- 4Limited control over union pension investments
- Personal assets you control, independent of union finances
- Inflation hedge for fixed pension and annuity payments
- Roll over old 401k or individual savings into Gold IRA
- Physical gold can't be affected by pension plan decisions
Union workers with multiemployer pensions should consider a Gold IRA as a personal safety net. While your pension provides a foundation, gold adds protection against inflation and pension funding risks. Roll over any 401k from previous non-union work or fund a new Gold IRA with annual contributions.
Questions From Union Workers
Can I roll over my union pension into a Gold IRA?
Defined benefit pensions typically can't be rolled over while active. However, if your union also offers a 401(k) or 401(a), those can be rolled over when you leave or retire. You can also fund a Gold IRA separately.
Is my multiemployer pension safe?
The PBGC's multiemployer program has faced challenges, though recent legislation has helped. A Gold IRA provides personal backup protection independent of your plan's funding status.
I'm in a trade union—how much should I put in gold?
If your pension is well-funded, 15-20% in gold provides good diversification. If your plan has funding concerns, consider 20-25% for additional protection against potential benefit cuts.
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