Protect Your Retirement in Your Golden Years
You've worked hard for decades. Don't let inflation and market volatility erode your nest egg now.
Get Your Free Consultation- 1Worried about outliving your savings
- 2Concerned about market crashes affecting your income
- 3Want to leave a legacy for your family
- 4Need stable assets that aren't tied to Wall Street
- Hedge against inflation eating your fixed income
- Physical gold you can pass to heirs tax-efficiently
- No required minimum distributions with a Roth Gold IRA
- Peace of mind with tangible assets
For retirees, we recommend keeping 15-25% of your portfolio in precious metals. This provides protection without sacrificing the income-generating assets you need. Consider a Roth Gold IRA to avoid RMDs and maximize what you leave to heirs.
Questions From Retirees
Am I too old to start a Gold IRA?
No! There's no age limit for opening a Gold IRA. Many retirees in their 70s and 80s are adding gold to protect their savings. The key is working with a reputable company that understands your specific timeline and goals.
How do RMDs work with a Gold IRA?
Traditional Gold IRAs are subject to the same RMD rules as regular IRAs. You'll need to take distributions starting at age 73. However, a Roth Gold IRA has no RMDs during your lifetime, making it ideal for estate planning.
Can I take physical possession of my gold?
Yes, but not while it's in the IRA. You can take an in-kind distribution of the physical gold, though you'll owe taxes. Many retirees choose to keep gold in the IRA for tax advantages and do a gradual distribution.
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