You Built Your Business. Now Build an Unshakeable Retirement.
Higher contribution limits. Tax deductions. Physical gold. The entrepreneur's retirement playbook.
Get Your Free Consultation- 1Business value tied to one asset—need diversification
- 2No employer match means every dollar must work harder
- 3Business risks shouldn't threaten retirement
- 4Variable income makes consistent saving challenging
- SEP IRA: up to $69,000/year in tax-deductible contributions
- Solo 401k: employee + employer contributions for maximum savings
- Separate retirement assets from business liabilities
- Flexible contribution amounts year to year
As a business owner, your biggest risk is having all your wealth in one basket—your business. A SEP Gold IRA lets you shelter up to $69,000/year while building assets completely independent of your business. In good years, max out contributions with gold. This gives you a retirement that survives even if your business doesn't.
Questions From Small Business Owners
SEP IRA vs Solo 401k—which is better for gold?
Both work excellently. SEP IRAs are simpler to set up and maintain. Solo 401k allows higher total contributions (employee + employer) and Roth contributions. If simplicity matters, go SEP. If you want maximum flexibility, go Solo 401k.
Can I have both a business retirement plan and a Gold IRA?
Yes! You can maintain your SEP or Solo 401k while also having a separate Gold IRA. Alternatively, you can invest your SEP/Solo 401k directly in gold through a self-directed custodian.
What if my business has a bad year?
That's the beauty of SEP IRAs—contributions are optional and flexible. In lean years, contribute less or nothing. In profitable years, maximize contributions. Your Gold IRA continues to protect your savings regardless.
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