Prescribe Yourself Financial Security
High-income physicians need sophisticated diversification. Gold protects the wealth you've worked decades to build.
Get Your Free Consultation- 1Large portfolios heavily concentrated in equities
- 2Late career start due to medical training and debt
- 3High income means high tax exposure in retirement
- 4Malpractice and liability risks threaten accumulated wealth
- Diversify large portfolios with uncorrelated assets
- Asset protection—Gold IRAs have creditor protections
- Tax-advantaged growth on physical gold
- Hedge against the market concentration in your 401k/403b
Physicians often have large 401k/403b balances concentrated in equity funds. A Gold IRA rollover adds true diversification with an asset that's uncorrelated to stocks. For portfolios over $500K, we recommend 10-20% in gold. Consider a Roth Gold IRA conversion to reduce future tax exposure.
Questions From Doctors & Physicians
I have $1M+ in retirement accounts—how much should go to gold?
For portfolios over $1M, financial advisors typically recommend 10-15% in precious metals. This provides meaningful diversification without sacrificing growth potential. That's $100K-$150K in gold, which qualifies for premium service and segregated storage.
Can I protect my Gold IRA from malpractice lawsuits?
IRA assets receive varying levels of creditor protection depending on your state. Federal law protects up to approximately $1.5M in IRA assets from bankruptcy. Consult with your asset protection attorney about your state's specific protections.
I'm still paying off medical school loans—should I wait?
If you have retirement savings in a 401k or 403b from a previous employer and it exceeds $50K, you can roll that into a Gold IRA now. This doesn't affect your loan payments and adds diversification you likely lack.
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