Retired at 65? Now the Real Protection Begins.
You'll spend 20-30 years in retirement. Gold ensures your savings last as long as you do.
Get Your Free Consultation- 120-30 years of retirement to fund from savings
- 2Inflation will double prices over 20 years
- 3RMDs start at 73—forced to sell into down markets
- 4Healthcare costs average $315,000 per retired couple
- Inflation hedge for 20+ years of rising costs
- Stable assets to sell during market downturns
- Roth Gold IRA avoids RMD requirements
- Physical gold passes to heirs tax-efficiently
At 65, your priority shifts to making your money last. Gold provides a stable asset pool you can draw from when stocks are down, avoiding selling low. We recommend 20-25% in gold, with a Roth Gold IRA to avoid RMDs at 73. This gives you maximum flexibility in managing withdrawals.
Questions From Age 65
Is it too late to start a Gold IRA at 65?
Absolutely not. With 20-30 years of retirement ahead, gold's inflation protection is more valuable than ever. Many retirees open Gold IRAs at 65 to protect against the rising costs they'll face over the next two decades.
How do RMDs work with a Gold IRA?
Traditional Gold IRAs have the same RMD rules as regular IRAs—starting at age 73. You can satisfy RMDs by selling gold or taking an in-kind distribution of physical metals. A Roth Gold IRA has no RMDs.
Can I still contribute to a Gold IRA at 65?
Yes, if you have earned income. You can contribute up to $8,000/year (with catch-up) to an IRA. You can also roll over unlimited amounts from old 401k/403b/TSP accounts into a Gold IRA.
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