Retirement Spending Calculator
Plan your retirement budget and see how inflation impacts your spending needs over 30 years. Get a realistic picture of your lifetime expenses.
Monthly Budget
Ready to Calculate
Enter your monthly budget on the left and click Calculate to see your lifetime retirement spending projection.
Protect Your Retirement Spending Power from Inflation
As you've seen, inflation significantly erodes your purchasing power over time. Protect your retirement spending needs with a strategic gold allocation. Financial experts often recommend 10-15% of retirement assets in precious metals to hedge against inflation.
- Gold historically outpaces inflation
- Maintains purchasing power over decades
- Tax-advantaged through Gold IRA
Learn how to protect your retirement spending from inflation with a Gold IRA. Get a free consultation today.
Average Retirement Spending by Category
How does your budget compare to typical retiree spending?
Housing
35-40%
Typically the largest expense, including property taxes and utilities
Healthcare
15-20%
Increases with age; Medicare doesn't cover everything
Food
12-15%
Groceries and dining out; varies by lifestyle
Planning Tip
Most financial advisors recommend planning for 70-80% of your pre-retirement income. However, the first decade of retirement often sees higher spending due to travel and active lifestyle, followed by reduced spending in later years (except healthcare).
Secure Your Retirement Spending Power
Don't let inflation steal your retirement dreams. Learn how Augusta Precious Metals can help you protect your savings with physical gold and silver. Get a free consultation with no high-pressure sales.
Important Disclaimer
This calculator provides estimates for educational purposes only and is not financial advice. Actual retirement expenses vary widely based on location, health, lifestyle, and unexpected events. Inflation rates fluctuate. Always consult with a qualified financial advisor before making retirement planning decisions.