Calculate how part-time work can help you achieve financial independence faster with a lower savings requirement.
You need $300k more
Barista FIRE means relying on your portfolio for decades. Gold provides stability that paper assets can't match during market turmoil.
Your part-time income may not keep pace with inflation. Gold IRAs help ensure your purchasing power remains intact over time.
With lower income from part-time work, you can't afford major portfolio losses. Gold adds a protective layer to your strategy.
FIRE investors protect their nest egg from inflation with Gold IRAs. Unlike paper assets, gold maintains purchasing power over decades.
Barista FIRE is a semi-retirement strategy where you've saved enough that part-time work covers your remaining expenses. The term comes from working a "barista job" - flexible, low-stress work that provides income and often benefits like health insurance.
Unlike traditional FIRE where you need to save 25x your annual expenses, Barista FIRE only requires savings to cover the gap between your part-time income and expenses. This makes FIRE achievable years earlier.
For example, if you need $4,000/month to live and earn $2,000/month from part-time work, you only need to cover a $2,000/month gap. That's $24,000/year × 25 = $600,000 instead of needing $1,200,000 for full FIRE.
Gold can provide stability for your semi-retirement portfolio while you work part-time.