Live Market: Loading...
Back to Silver Products
150 MONTHLY SEARCHES - DIFFICULTY 2

90% Silver Coins: America's Pre-1965 Treasure

Mercury dimes. Walking Liberty halves. Washington quarters. These aren't just coins— they're pieces of American history that happen to contain real silver. Here's everything you need to know about collecting and investing in 90% silver.

Highly RecognizableDivisible DenominationsNOT IRA Eligible
90%
Silver Content
0.715 oz
Per $1 Face
1892-1964
Era of 90% Silver
5-15%
Typical Premium

Types of 90% Silver Coins

Mercury Dime

Collector Favorite
Years: 1916-1945Silver: 0.0715 oz

Classic design, often mistaken for Roman god Mercury (actually Lady Liberty)

Popularity

Roosevelt Dime

Years: 1946-1964Silver: 0.0715 oz

Most common 90% dime, honors FDR

Popularity

Barber Dime

Years: 1892-1916Silver: 0.0715 oz

Older design, often heavily worn

Popularity

Washington Quarter

Years: 1932-1964Silver: 0.1788 oz

Most recognizable, excellent for barter

Popularity

Standing Liberty Quarter

Collector Favorite
Years: 1916-1930Silver: 0.1788 oz

Beautiful design, dates often worn

Popularity

Walking Liberty Half

Collector Favorite
Years: 1916-1947Silver: 0.3575 oz

Considered most beautiful US coin design

Popularity

Franklin Half

Years: 1948-1963Silver: 0.3575 oz

Ben Franklin portrait, Liberty Bell reverse

Popularity

Kennedy Half (1964)

Years: 1964 onlySilver: 0.3575 oz

Only year at 90% (1965-70 are 40%)

Popularity

Silver Content by Coin Type

CoinFace ValueSilver (oz)Melt Value*Per $1 Face
Dime$0.100.0715 oz$1.7910 coins
Quarter$0.250.1788 oz$4.474 coins
Half Dollar$0.500.3575 oz$8.942 coins
Silver Dollar$1.000.7734 oz$19.341 coin
$1 Face Mixed$1.000.715 oz$17.88Any combo

*Melt value at $25/oz spot. Silver dollars (Morgan/Peace) are slightly different.

Featured Coins: The Classics

Mercury Dime (1916-1945)

Despite its name, the coin actually depicts Lady Liberty wearing a winged cap symbolizing freedom of thought—not the Roman god Mercury. Designer Adolph Weinman created what many consider the most beautiful dime ever minted.

  • Silver content: 0.0715 oz
  • Weight: 2.5 grams
  • Diameter: 17.9 mm

Key Dates

  • 1916-D: Most valuable ($1,000+)
  • 1921, 1921-D: Low mintage
  • 1942/41: Overdate error

Common dates (1940s) trade at slight premiums over melt. Key dates command significant collector premiums.

Walking Liberty Half Dollar (1916-1947)

Often called the most beautiful US coin ever made. The design shows Lady Liberty striding toward the rising sun, draped in an American flag. So beloved that it was revived for the American Silver Eagle in 1986.

  • Silver content: 0.3575 oz
  • Weight: 12.5 grams
  • Diameter: 30.6 mm

Key Dates

  • 1916-S, 1921-S, 1921-D: Rare
  • 1938-D: Low mintage
  • 1919-D: Scarce in high grades

Common dates (1940s) trade 10-20% above melt for their beauty. High-grade specimens are highly sought after.

NOT IRA Eligible

90% silver coins do NOT qualify for Precious Metals IRAs. The IRS requires .999 fine silver for IRA holdings. If you want silver in your retirement account, consider American Silver Eagles or .999 fine bars instead.

Where to Buy 90% Silver Coins

For Bulk (Face Value)

  • SD Bullion - Best prices on bags
  • JM Bullion - Good selection
  • APMEX - Premium options
  • Monument Metals - Competitive

For Specific Dates

  • Local coin shops - Browse inventory
  • eBay - Key dates (verify seller)
  • Heritage Auctions - High-grade coins
  • Coin shows - Best for negotiation

Buying Tip

If you're buying for silver value (not collecting), stick to "junk" bags of common dates. Mercury dimes and Walking Liberties in bags trade near melt value— you get beautiful historic coins without paying collector premiums.

Frequently Asked Questions

How much silver is in a 90% silver dime?

A 90% silver dime (Roosevelt or Mercury) contains 0.0715 troy ounces of pure silver. At $25/oz spot, that's about $1.79 worth of silver. Pre-1965 dimes weigh 2.5 grams total, with 2.25 grams being silver.

What's the difference between Mercury dimes and Roosevelt dimes?

Mercury dimes (1916-1945) feature a Liberty head design often mistaken for Mercury, the Roman god. Roosevelt dimes (1946-1964 in silver) honor FDR. Both contain the same silver (0.0715 oz), but Mercury dimes often carry a small premium for their classic design.

Are Walking Liberty half dollars more valuable than silver content?

Walking Liberty half dollars (1916-1947) are considered one of the most beautiful US coin designs. Common dates trade near silver value (0.3575 oz per coin), but key dates and high-grade specimens can command significant numismatic premiums above melt value.

How do I calculate the value of 90% silver coins?

Multiply face value by 0.715 to get troy ounces of silver, then multiply by spot price. Example: $10 face value = 7.15 oz silver. At $25 spot = $178.75 melt value. Add the current premium (typically 5-15%) to get the actual purchase price.

What 90% silver coins are best for investment?

For pure silver value: Roosevelt dimes and Washington quarters (most common, lowest premiums). For collector potential: Mercury dimes and Walking Liberty halves. For barter/SHTF scenarios: Mix of dimes and quarters for divisibility.

OUR #1 RECOMMENDATION

Want IRA-Eligible Silver Instead?

90% silver coins aren't IRA-eligible, but Augusta Precious Metals offers American Silver Eagles and .999 fine bars that qualify. Get a free consultation to explore tax-advantaged silver options.

A+ BBB Rating
4.9/5 Rating
Lifetime Support
Get Your Free Consultation