Thrift Savings Plan (TSP) Gold IRA Rollover
After decades of work, your Thrift Savings Plan (TSP) account represents real money—money you earned one paycheck at a time. Here's exactly how to move it to a Gold IRA without taxes or penalties.
This is simpler than it sounds. The Thrift Savings Plan is the retirement savings plan for federal employees and members of the uniformed services. It offers some of the lowest fees in the industry but limited investment options.
Nervous About Doing This Yourself?
Most people are. Augusta calls Thrift Savings Plan (TSP) for you, handles all the paperwork, and makes sure nothing goes wrong.
Step-by-Step: Rolling Over Your Thrift Savings Plan (TSP) Account
Your Gold IRA company handles most of this. You just need to know what's happening.
Verify eligibility (separated or age 59½+)
Open a Gold IRA account
Log into tsp.gov and download Form TSP-70 or TSP-75
Complete the form with Gold IRA custodian details
Submit online or mail to TSP
TSP sends direct rollover check to your custodian
How Long Does This Take?
Here's what to expect once you start the process.
What Helps
- TSP has extremely low fees - consider partial rollover
- You can roll over TSP while still employed after age 59½
- The TSP website allows online rollover initiation
- Military members have additional rollover options
Things to Avoid
- Cannot roll over TSP while employed (under 59½)
- TSP Roth must go to Roth Gold IRA to stay tax-free
- Once funds leave TSP, they cannot return
Thrift Savings Plan (TSP) Rollover Process Details
The TSP serves federal employees and military members. Rollovers require Form TSP-70 (for separated employees) or TSP-75 (for age-based withdrawals).
If You Want to Call Yourself
Here's Thrift Savings Plan (TSP)'s rollover line. Or let Augusta handle it for you.
Skip the Phone Calls
Augusta contacts Thrift Savings Plan (TSP) for you, handles all the paperwork, and makes sure your rollover goes smoothly. No cost to get started.
Get Free Rollover KitCommon Questions About Thrift Savings Plan (TSP) Rollovers
Straight answers. No financial jargon.
How long is this going to take?
Thrift Savings Plan (TSP) rollovers typically take 7-10 business days. You can start online, which speeds things up.
Will I owe taxes on this?
No. A direct rollover from Thrift Savings Plan (TSP) to a Gold IRA is 100% tax-free. The money goes straight from one account to the other—you never touch it. No taxes, no penalties. It's the same money, just in a different account.
What happens to my current investments?
Your stocks, bonds, or mutual funds at Thrift Savings Plan (TSP) get sold and converted to cash. That cash then transfers to your Gold IRA, where you use it to buy physical gold. Your Gold IRA company walks you through choosing the right metals.
You Built This. Now Protect It.
After years of saving with Thrift Savings Plan (TSP), your retirement deserves real protection. Augusta handles everything—they call Thrift Savings Plan (TSP), complete the paperwork, and make sure your money is safe every step of the way.