Entrust IRA Fees: Complete Cost Breakdown (2025)
The Entrust Group is a major self-directed IRA custodian. Here's exactly what you'll pay in fees and how they compare to competitors.
Key Takeaways
- 1The Entrust Group charges $199-$399 annual fees depending on account type and assets
- 2Transaction fees range from $95 to $250 per investment, depending on complexity
- 3Precious metals storage adds $100-$250 annually through their depository partners
- 4Entrust fees are competitive but not the lowest in the SDIRA custodian market
- 5Fee transparency has improved, but always request a complete fee schedule before opening
The Entrust Group Fee Overview
The Entrust Group has been a self-directed IRA custodian since 1982. Their fee structure is comprehensive and covers various account types and investment transactions.
- Annual fees range from $199 to $399 based on account complexity
- Transaction fees apply to each investment purchase or sale
- Additional fees for wire transfers, checks, and special processing
- Precious metals have separate storage fees through depository partners
- Fees are disclosed upfront but can be complex to calculate total costs
Fee Transparency
Entrust publishes their fee schedule online, which is more transparent than some competitors. Always request a personalized quote based on your expected investment activity.
Account Setup & Annual Fees
Here's what you'll pay to open and maintain an Entrust self-directed IRA:
- Minimum to open: $0 (no minimum balance requirement)
- Annual fees are charged regardless of account balance
- Multi-account discounts may be available
- Fee tier is based on asset complexity, not account value
| Fee Type | Amount | Notes |
|---|---|---|
| Account Setup | $50 | One-time fee |
| Annual Fee (Basic) | $199 | Cash and standard assets |
| Annual Fee (Standard) | $299 | Most alternative assets |
| Annual Fee (Premium) | $399 | Complex assets or high activity |
| IRA to IRA Transfer | $50 | Per transfer processed |
| Account Termination | $75-$150 | Depending on assets |
Fees as of 2025; verify current rates with Entrust
Transaction & Processing Fees
Each time you buy or sell an investment in your Entrust IRA, you'll pay a transaction fee. These vary by investment type.
| Transaction Type | Fee | Notes |
|---|---|---|
| Standard Investment | $95 | Most alternatives |
| Real Estate Purchase | $150-$250 | Depends on complexity |
| Private Placement | $125 | LLC, LP interests |
| Precious Metals | $95 | Plus dealer markup |
| Cryptocurrency | $95 | Per transaction |
| Wire Transfer (Domestic) | $25 | Per outgoing wire |
| Wire Transfer (International) | $50 | Per outgoing wire |
| Check Processing | $10 | Per check issued |
Transaction Fees Add Up
If you plan to make frequent investments, transaction fees can significantly increase your total costs. Consider your investment frequency when comparing custodians.
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Precious Metals Storage Fees
If you hold precious metals in your Entrust IRA, you'll pay additional storage fees to the depository. Entrust works with approved depositories.
- Storage fees are in addition to Entrust's annual custodian fee
- You can choose between approved depositories (Delaware, Texas, etc.)
- Segregated storage means your specific metals are held separately
- Commingled storage pools your metals with others of the same type
| Storage Type | Annual Fee | Best For |
|---|---|---|
| Commingled Storage | $100-$150 | Smaller holdings |
| Segregated Storage | $150-$250 | Larger holdings, peace of mind |
| Insurance | Included | Full value coverage |
How Entrust Fees Compare to Competitors
Understanding how Entrust's fees stack up against other major SDIRA custodians helps you make an informed decision.
- Entrust falls in the middle of the pack on fees
- Lower transaction fees than some, higher annual fees than others
- No minimum balance is a plus for new investors
- Overall cost depends heavily on your investment activity level
| Custodian | Annual Fee | Transaction Fee | Minimum |
|---|---|---|---|
| The Entrust Group | $199-$399 | $95-$250 | $0 |
| Equity Trust | $225-$400 | $95-$150 | $500 |
| Kingdom Trust | $125-$300 | $50-$125 | $0 |
| NuView Trust | $295-$395 | $75-$150 | $0 |
| Pacific Premier Trust | $275-$395 | $95-$250 | $1,500 |
Approximate fees; verify current rates with each custodian
Skip the Fee Complexity: Augusta Handles Everything
Comparing SDIRA custodian fees is confusing. For Gold IRAs specifically, Augusta Precious Metals offers transparent pricing with custodian fees included.
- Augusta provides all-in pricing with no hidden custodian fees
- They work with established custodians and handle all setup
- No need to compare transaction fees or storage tiers yourself
- One phone call gets you a complete cost breakdown
- Lifetime customer support from your dedicated specialist
Frequently Asked Questions
1Is The Entrust Group expensive compared to other custodians?
Entrust's fees are in the middle range for SDIRA custodians. Their annual fees ($199-$399) are competitive, though transaction fees ($95-$250) can add up if you invest frequently. For occasional investments, costs are reasonable.
2Does Entrust charge fees on account balance?
No, Entrust does not charge percentage-based fees on your account balance. Their fees are flat annual amounts plus per-transaction fees. This benefits investors with larger balances, as fees stay the same regardless of account size.
3Can I negotiate Entrust fees?
Entrust generally has set fee schedules, but you can ask about multi-account discounts or promotions. For very large accounts or high-volume investors, they may offer some flexibility. It never hurts to ask.
4Are there hidden fees at Entrust?
Entrust is relatively transparent about fees, publishing their schedule online. However, some processing fees (expedited transactions, special handling) may not be obvious. Always request a complete fee disclosure before opening an account.
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