Noble Gold Fees Breakdown
Complete cost analysis of Noble Gold Investments. We break down every fee so you know exactly what you'll pay—and how it compares to competitors.
Last Updated: January 2026
Setup Fee
$80
Annual Fee
$80
Storage Fee
$150/yr
Minimum
$20,000
Noble Gold Fee Structure
Account Setup Fee
One-time fee when you open your Gold IRA
This covers the administrative costs of establishing your self-directed IRA with their custodian partner. Some competitors charge $50-$100 for this service.
Annual Maintenance Fee
Charged yearly by the custodian
This is the IRA custodian's fee for maintaining your account, handling paperwork, and providing statements. Industry average is $75-$100.
Storage Fee
Annual fee for IRS-approved depository
Your physical gold must be stored at an IRS-approved depository. Noble Gold uses Delaware Depository, one of the most reputable facilities. This flat fee applies regardless of how much gold you hold.
Note: Some companies charge percentage-based storage (0.5% of holdings), which becomes much more expensive as your portfolio grows. Noble Gold's flat fee is an advantage for larger accounts.
Wire Transfer Fee
For incoming/outgoing wire transfers
Standard industry fee for wire transfers. Only applies when you move money in or out via wire.
Spreads (Markup)
Difference between buy and sell price
This is where the real cost is. Noble Gold (like all dealers) charges a spread—the difference between what you pay to buy gold and what they'll pay when you sell. This is typically 5-8% above spot price.
Important: Spreads are the largest cost in any Gold IRA and are often not clearly disclosed. Always ask for a price quote on specific products before purchasing.
Total Annual Cost Example
For a $50,000 Gold IRA with Noble Gold:
This equals about 0.46% of a $50,000 portfolio annually—competitive with industry averages.
How Noble Gold Compares
| Company | Setup | Annual | Storage | Minimum |
|---|---|---|---|---|
| Noble Gold | $80 | $80 | $150 | $20,000 |
| Augusta Precious MetalsOur #1 | $50 | $80 | $100 | $50,000 |
| Goldco | $50 | $80 | $150 | $25,000 |
| Birch Gold | $50 | $100 | $150 | $10,000 |
| American Hartford | $0* | $75 | $100 | $10,000 |
*Some companies waive setup fees but have higher spreads. Always compare total cost.
Noble Gold Fees: Pros & Cons
Advantages
- Flat storage fee (better for large accounts)
- Lower minimum ($20k) than Augusta
- Competitive annual fees
- Delaware Depository (top-tier storage)
- No hidden fees (transparent pricing)
Disadvantages
- Higher setup fee than some competitors
- Spreads not publicly disclosed
- $150 storage fee higher than some
- Less educational content than Augusta
Our Recommendation
Noble Gold's fees are competitive but not the lowest. Their $20,000 minimum makes them accessible to more investors than Augusta ($50,000 minimum). However, for serious retirement investors with $50,000+, we recommend Augusta Precious Metals for their superior education, lower storage fees, and transparent pricing.
Frequently Asked Questions
Does Noble Gold waive fees for larger accounts?+
Noble Gold occasionally offers promotions that waive the first year's fees for larger accounts. Ask your representative about current promotions when you call.
Are Noble Gold's spreads competitive?+
Noble Gold doesn't publicly disclose spreads, which is common in the industry. Before purchasing, request a quote for specific products and compare with spot prices. Typical industry spreads are 5-8% for gold coins.
Can I transfer to Noble Gold from another Gold IRA company?+
Yes, you can transfer your existing Gold IRA to Noble Gold. They typically waive the setup fee for transfers. Your existing metals can be transferred in-kind (without selling).
Is segregated storage available?+
Yes, Noble Gold offers segregated storage (your metals stored separately, not commingled) for an additional fee. Standard storage is commingled but fully insured.
Want the Lowest Fees?
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