Head-to-Head Comparison

Monetary Gold vs Regal Assets

When you've spent 30 years building your retirement savings, you can't afford to trust it to the wrong company. Let's look at what actually matters.

For someone with $500k saved over a lifetime of hard work, we focus on the things that count: BBB complaint history, how they handle problems, and whether customers actually recommend them to friends—not just flashy marketing.

Monetary Gold
4.5A+$10,000 min
Regal Assets
4.2A$10,000 min

Between Monetary Gold and Regal Assets, Monetary Gold is the stronger choice with a 4.5/5 rating, A+ BBB grade, and a $10,000 minimum investment. Regal Assets scores 4.2/5 with a A BBB rating. Monetary Gold is best for investors seeking a no-setup-fee option with good track record, while Regal Assets is better for investors interested in combining precious metals with cryptocurrency.

OUR RECOMMENDATION

Monetary Gold Wins

With a rating of 4.5/5 and A+ BBB rating, Monetary Gold edges out Regal Assets (4.2/5).

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Side-by-Side Comparison

Feature
Monetary Gold
Regal Assets
Our Rating
4.5
/ 5.0
4.2
/ 5.0
BBB Rating
A+A
Minimum Investment$10,000$10,000
Setup FeeFreeFree
Annual Fee$150$250
Storage Fee$150$150
Metals Offered
GoldSilverPlatinum
GoldSilverPlatinumPalladium
Founded20002009
Customer Reviews2341,234
Best ForInvestors seeking a no-setup-fee option with good track recordInvestors interested in combining precious metals with cryptocurrency
Visit SiteVisit Site
Recommended

Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.

Pros & Cons Comparison

Monetary Gold

Pros

  • No setup fees
  • Competitive annual fees
  • Good track record
  • Transparent pricing

Cons

  • Smaller company
  • Less brand recognition
  • Limited palladium options

Regal Assets

Pros

  • Crypto IRA option
  • All four precious metals
  • No setup fees
  • Offshore storage options

Cons

  • Higher annual fees
  • Some regulatory concerns in past
  • Crypto adds complexity/risk

Company Overviews

Monetary Gold

Monetary Gold offers a straightforward Gold IRA experience with no setup fees and over 20 years in business.

4.5/5 ratingA+ BBBFounded 2000
Read Full Review →Visit Website →

Regal Assets

Regal Assets is unique in offering both precious metals and cryptocurrency IRAs, appealing to diversified alternative investors.

4.2/5 ratingA BBBFounded 2009
Read Full Review →Visit Website →

The Bottom Line

Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Monetary Gold edges ahead (4.5/5 rating). That said, your situation matters:

Choose Monetary Gold if:

Investors seeking a no-setup-fee option with good track record

Choose Regal Assets if:

Investors interested in combining precious metals with cryptocurrency

Monetary Gold vs Regal Assets FAQs

Is Monetary Gold or Regal Assets better for a Gold IRA?
Monetary Gold edges ahead with a 4.5/5 rating compared to 4.2/5. Monetary Gold is best for investors seeking a no-setup-fee option with good track record. However, Regal Assets may be a better fit if you're looking for investors interested in combining precious metals with cryptocurrency.
What is the minimum investment for Monetary Gold vs Regal Assets?
Monetary Gold requires a minimum investment of $10,000, while Regal Assets requires $10,000. Regal Assets has the lower entry point.
How do Monetary Gold and Regal Assets fees compare?
Monetary Gold charges $0 setup, $150/year maintenance, and $150/year storage. Regal Assets charges $0 setup, $250/year maintenance, and $150/year storage. Compare total first-year costs: $300 (Monetary Gold) vs $400 (Regal Assets).
Can I have accounts with both Monetary Gold and Regal Assets?
Yes, you can open Gold IRAs with multiple custodians. However, most investors find one quality provider sufficient. Annual IRA contribution limits ($7,000 in 2026, $8,000 if 50+) apply across all IRAs combined, though rollover amounts are unlimited.
Our #1 Recommendation

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