It's a Tie!
Both companies have their strengths. Your choice depends on your specific needs and investment amount.
Side-by-Side Comparison
| Feature | Lear Capital | Monetary Gold |
|---|---|---|
Our Rating | 4.5 / 5.0 | 4.5 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $25,000 | $10,000 |
| Setup Fee | $100 | Free |
| Annual Fee | $200 | $150 |
| Storage Fee | $180 | $150 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilverPlatinum |
| Founded | 1997 | 2000 |
| Customer Reviews | 1,523 | 234 |
| Best For | Experienced investors who value longevity and real-time market data | Investors seeking a no-setup-fee option with good track record |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Monetary Gold
Pros
- No setup fees
- Competitive annual fees
- Good track record
- Transparent pricing
Cons
- Smaller company
- Less brand recognition
- Limited palladium options
Company Overviews
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
Monetary Gold
Monetary Gold offers a straightforward Gold IRA experience with no setup fees and over 20 years in business.
The Bottom Line
Both companies have solid track records with minimal complaints. For someone who's spent decades building their nest egg, that's what matters most. Your decision should come down to your specific investment amount and what feels right:
Experienced investors who value longevity and real-time market data
Investors seeking a no-setup-fee option with good track record