SD Bullion Review 2026:
Lowest Premiums in the Industry?

Company Overview

SD Bullion was founded in 2012 with a simple mission: offer the lowest premiums on precious metals. Based in Addison, Texas, they have built a loyal following among budget-conscious silver stackers who prioritize price over frills.

Their approach is straightforward: keep overhead low, pass savings to customers. The website is functional but not flashy. Customer service is adequate but not exceptional. What they deliver is value—and lots of it.

Pros and Cons

Pricing & Premiums

This is where SD Bullion shines. Their premiums are consistently the lowest in the industry on popular silver products. On American Silver Eagles alone, you can save $1-3 per coin compared to APMEX.

Key pricing advantages include:

• No Credit Card Fees: Many products have the same price regardless of payment method
• Price Match Guarantee: They will match verified lower prices from competitors
• Bulk Discounts: Additional savings on larger orders
• Deal Section: Regular specials and closeout items

Product Selection

SD Bullion offers a solid selection covering all major silver categories, though not as vast as APMEX:

• Government Coins: American Eagles, Canadian Maple Leafs, and other sovereign mint products
• Silver Rounds: Generic and branded rounds at low premiums
• Silver Bars: From 1 oz to 100 oz from major mints
• Junk Silver: Pre-1965 constitutional silver coins
• IRA-Eligible: Products meeting IRS purity requirements

For stackers focused on common bullion, SD Bullion has everything needed. Collectors seeking rare or numismatic pieces should look elsewhere.

Shipping & Delivery

Shipping is reliable with SD Bullion. Free shipping kicks in at $199, matching industry standards. Processing can take 1-5 business days depending on payment method (wires clear faster than checks). All shipments are fully insured and discretely packaged.

Buyback Program

SD Bullion does offer buyback services, though it is not as streamlined as JM Bullion's program. You will need to contact them for a quote. Prices are typically competitive with other major dealers.

Customer Service

This is where SD Bullion shows their no-frills approach. Customer service is available via phone and email, but response times can be slower than competitors. Reviews are generally positive, though some customers note longer wait times during busy periods.

If premium customer service is important to you, JM Bullion may be a better fit. If you prioritize lowest price and can handle a more basic support experience, SD Bullion delivers value.

IRA Services

SD Bullion offers IRA-eligible silver products and can facilitate purchases for precious metals IRAs through partner custodians. However, this is not their specialty.

Final Verdict

SD Bullion delivers exactly what they promise: the lowest premiums on common silver products. If you are a budget-conscious stacker who prioritizes getting the most ounces for your dollars, SD Bullion is hard to beat.

Trade-offs include a less polished website and customer experience. If you want the best blend of price and service, JM Bullion edges them out. For Silver IRAs, Augusta Precious Metals offers specialized support that neither can match.

Best for: Price-focused stackers who want maximum silver for minimum premium.