Company Overview
JM Bullion was founded in 2011 and has quickly become one of the most trusted names in online precious metals. Based in Dallas, Texas, they have built a reputation for competitive pricing, excellent customer service, and reliable fulfillment.
Unlike some competitors who prioritize volume over experience, JM Bullion focuses on making the buying process as smooth as possible. Their website is clean and intuitive, product descriptions are thorough, and checkout is straightforward.
Pros and Cons
The Good
- Competitive pricing on silver products
- Fast shipping with free delivery over $199
- Excellent customer service and support
- Strong buyback program with fair prices
- Clean, easy-to-use website
- Wide selection of IRA-eligible products
- Price match guarantee on identical products
The Bad
- Selection smaller than APMEX
- Credit card payments incur fees
- IRA services through third-party partners
Pricing & Premiums
JM Bullion consistently offers competitive pricing on silver products. Their premiums are typically lower than APMEX and comparable to discount leaders like SD Bullion.
Key pricing features include:
- Price Match Guarantee: They will match lower prices from major competitors
- Bulk Discounts: Better pricing on larger quantities
- Regular Sales: Frequent promotions and deals
- No Hidden Fees: Transparent pricing throughout
Payment Methods
JM Bullion accepts multiple payment methods with different pricing:
Product Selection
While not as vast as APMEX, JM Bullion offers an excellent selection covering all major silver categories:
- Government Coins: American Eagles, Canadian Maple Leafs, Austrian Philharmonics, and more
- Silver Rounds: Generic rounds and branded designs
- Silver Bars: From 1 oz to 100 oz bars from reputable mints
- Junk Silver: Pre-1965 US constitutional silver
- IRA-Eligible: Products meeting IRS requirements for retirement accounts
For most stackers, JM Bullion has everything you need. You only need a larger dealer like APMEX if you collect rare numismatic pieces.
Shipping & Delivery
JM Bullion excels at shipping. Orders typically process within 1-3 business days, with delivery in 3-5 business days. All shipments are fully insured and arrive in discreet packaging with no indication of contents.
Buyback Program
One of JM Bullion's strongest features is their excellent buyback program. Unlike some dealers who make selling back difficult, JM Bullion streamlines the process:
- Get an instant quote online
- Lock in your price before shipping
- Receive payment quickly after verification
- Competitive prices near spot for standard bullion
Why Buyback Programs Matter
A strong buyback program is essential for precious metals investors. It provides liquidity when you need it and demonstrates the dealer's confidence in their products. JM Bullion's willingness to buy back what they sell is a testament to their reputation.
Customer Service
JM Bullion offers multiple support channels including phone (800-276-6508), email, and live chat. Response times are generally quick, and staff are knowledgeable about their products. Customer reviews consistently praise the helpful and patient service team.
IRA Services
JM Bullion sells IRA-eligible silver products but does not offer in-house IRA custodian services. They partner with third-party custodians for retirement accounts.
For Silver IRA Accounts
JM Bullion is fantastic for direct silver purchases, but for Silver IRAs, consider working with a specialist. Augusta Precious Metals offers dedicated IRA support with lifetime customer service and an education-first approach that makes the process straightforward.
Find Your Perfect IRA MatchFinal Verdict
JM Bullion earns our highest rating for online silver dealers. They deliver competitive pricing without sacrificing customer experience, offer fast and reliable shipping, and back it all up with an excellent buyback program.
If you want the best overall experience buying silver online, JM Bullion is our top recommendation. For Silver IRAs specifically, Augusta Precious Metals offers specialized services that make retirement account setup easier.
Best for: Most silver buyers who want the best balance of price, selection, service, and reliability.
Frequently Asked Questions
Is JM Bullion legitimate and trustworthy?
Yes, JM Bullion is one of the most trusted precious metals dealers in the United States. Founded in 2011, they have an A+ BBB rating with thousands of positive reviews.
How are JM Bullion's prices compared to other dealers?
JM Bullion offers very competitive pricing, typically lower than APMEX and comparable to SD Bullion. They frequently run sales and special promotions.
Does JM Bullion have a buyback program?
Yes, JM Bullion has one of the best buyback programs in the industry. They offer competitive prices and make the selling process straightforward with instant online quotes.
How fast does JM Bullion ship orders?
JM Bullion typically ships orders within 1-3 business days of payment clearing. Free shipping is available on orders over $199. All shipments are fully insured.
Does JM Bullion offer Silver IRA services?
JM Bullion sells IRA-eligible products but partners with third-party custodians for IRA administration. For a more integrated IRA experience, Augusta Precious Metals is recommended.