Lear Capital Wins
With a rating of 4.5/5 and A+ BBB rating, Lear Capital edges out Rosland Capital (4.4/5).
Get Started with Lear CapitalSide-by-Side Comparison
| Feature | Lear Capital | Rosland Capital |
|---|---|---|
Our Rating | 4.5 / 5.0 | 4.4 / 5.0 |
BBB Rating | A+ | A |
| Minimum Investment | $25,000 | $2,000 |
| Setup Fee | $100 | $50 |
| Annual Fee | $200 | $225 |
| Storage Fee | $180 | $175 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilverPlatinumPalladium |
| Founded | 1997 | 2008 |
| Customer Reviews | 1,523 | 789 |
| Best For | Experienced investors who value longevity and real-time market data | Beginners with smaller budgets who want to start with precious metals |
| Visit Site | Visit Site |
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Pros & Cons Comparison
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Rosland Capital
Pros
- Very low minimum ($2,000)
- Celebrity spokesperson (William Devane)
- All four precious metals
- Established since 2008
Cons
- Higher annual fees
- Mixed customer reviews
- Some complaints about sales pressure
Company Overviews
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
Rosland Capital
Rosland Capital is known for their very low minimum investment requirement, making precious metals investing accessible to almost anyone.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Lear Capital edges ahead (4.5/5 rating). That said, your situation matters:
Experienced investors who value longevity and real-time market data
Beginners with smaller budgets who want to start with precious metals