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Head-to-Head Comparison

Lear Capital vs Rosland Capital

When you've spent 30 years building your retirement savings, you can't afford to trust it to the wrong company. Let's look at what actually matters.

For someone with $500k saved over a lifetime of hard work, we focus on the things that count: BBB complaint history, how they handle problems, and whether customers actually recommend them to friends—not just flashy marketing.

Lear Capital
4.5A+$25,000 min
Rosland Capital
4.4A$2,000 min
OUR RECOMMENDATION

Lear Capital Wins

With a rating of 4.5/5 and A+ BBB rating, Lear Capital edges out Rosland Capital (4.4/5).

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Side-by-Side Comparison

Feature
Lear Capital
Rosland Capital
Our Rating
4.5
/ 5.0
4.4
/ 5.0
BBB Rating
A+A
Minimum Investment$25,000$2,000
Setup Fee$100$50
Annual Fee$200$225
Storage Fee$180$175
Metals Offered
GoldSilverPlatinumPalladium
GoldSilverPlatinumPalladium
Founded19972008
Customer Reviews1,523789
Best ForExperienced investors who value longevity and real-time market dataBeginners with smaller budgets who want to start with precious metals
Visit SiteVisit Site
RECOMMENDED

Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.

Learn More

Pros & Cons Comparison

Lear Capital

Pros

  • Longest track record (since 1997)
  • Price advantage guarantee
  • Real-time precious metals pricing
  • 24-hour risk-free purchase guarantee
  • Free investor guide and market updates

Cons

  • Higher fees overall
  • Some complaints about aggressive sales
  • Lawsuit history (settled)

Rosland Capital

Pros

  • Very low minimum ($2,000)
  • Celebrity spokesperson (William Devane)
  • All four precious metals
  • Established since 2008

Cons

  • Higher annual fees
  • Mixed customer reviews
  • Some complaints about sales pressure

Company Overviews

Lear Capital

Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.

4.5/5 ratingA+ BBBFounded 1997

Rosland Capital

Rosland Capital is known for their very low minimum investment requirement, making precious metals investing accessible to almost anyone.

4.4/5 ratingA BBBFounded 2008

The Bottom Line

Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Lear Capital edges ahead (4.5/5 rating). That said, your situation matters:

Choose Lear Capital if:

Experienced investors who value longevity and real-time market data

Choose Rosland Capital if:

Beginners with smaller budgets who want to start with precious metals

OUR #1 RECOMMENDATION

Ready to Protect Your Retirement?

Augusta Precious Metals has been rated #1 in our comprehensive review. Their education-first approach means you'll never feel pressured. Get a free consultation today.

A+ BBB Rating
4.9/5 Rating
Lifetime Support
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