Lear Capital Wins
With a rating of 4.5/5 and A+ BBB rating, Lear Capital edges out Regal Assets (4.2/5).
Get Started with Lear CapitalSide-by-Side Comparison
| Feature | Regal Assets | Lear Capital |
|---|---|---|
Our Rating | 4.2 / 5.0 | 4.5 / 5.0 |
BBB Rating | A | A+ |
| Minimum Investment | $10,000 | $25,000 |
| Setup Fee | Free | $100 |
| Annual Fee | $250 | $200 |
| Storage Fee | $150 | $180 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilverPlatinumPalladium |
| Founded | 2009 | 1997 |
| Customer Reviews | 1,234 | 1,523 |
| Best For | Investors interested in combining precious metals with cryptocurrency | Experienced investors who value longevity and real-time market data |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
Regal Assets
Pros
- Crypto IRA option
- All four precious metals
- No setup fees
- Offshore storage options
Cons
- Higher annual fees
- Some regulatory concerns in past
- Crypto adds complexity/risk
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Company Overviews
Regal Assets
Regal Assets is unique in offering both precious metals and cryptocurrency IRAs, appealing to diversified alternative investors.
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Lear Capital edges ahead (4.5/5 rating). That said, your situation matters:
Investors interested in combining precious metals with cryptocurrency
Experienced investors who value longevity and real-time market data