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Head-to-Head Comparison

Oxford Gold Group vs Lear Capital

When you've spent 30 years building your retirement savings, you can't afford to trust it to the wrong company. Let's look at what actually matters.

For someone with $500k saved over a lifetime of hard work, we focus on the things that count: BBB complaint history, how they handle problems, and whether customers actually recommend them to friends—not just flashy marketing.

Oxford Gold Group
4.7A+$15,000 min
Lear Capital
4.5A+$25,000 min
OUR RECOMMENDATION

Oxford Gold Group Wins

With a rating of 4.7/5 and A+ BBB rating, Oxford Gold Group edges out Lear Capital (4.5/5).

Get Started with Oxford Gold Group

Side-by-Side Comparison

Feature
Oxford Gold Group
Lear Capital
Our Rating
4.7
/ 5.0
4.5
/ 5.0
BBB Rating
A+A+
Minimum Investment$15,000$25,000
Setup FeeFree$100
Annual Fee$175$200
Storage Fee$150$180
Metals Offered
GoldSilverPlatinumPalladium
GoldSilverPlatinumPalladium
Founded20171997
Customer Reviews4561,523
Best ForInvestors seeking competitive pricing and no setup feesExperienced investors who value longevity and real-time market data
Visit SiteVisit Site
RECOMMENDED

Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.

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Pros & Cons Comparison

Oxford Gold Group

Pros

  • No setup fees
  • All four precious metals
  • Competitive pricing
  • Fast account opening
  • Good customer service reviews

Cons

  • Newer company
  • Smaller company with less resources
  • Fewer educational materials

Lear Capital

Pros

  • Longest track record (since 1997)
  • Price advantage guarantee
  • Real-time precious metals pricing
  • 24-hour risk-free purchase guarantee
  • Free investor guide and market updates

Cons

  • Higher fees overall
  • Some complaints about aggressive sales
  • Lawsuit history (settled)

Company Overviews

Oxford Gold Group

Oxford Gold Group offers a streamlined Gold IRA experience with no setup fees and access to all four precious metals.

4.7/5 ratingA+ BBBFounded 2017

Lear Capital

Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.

4.5/5 ratingA+ BBBFounded 1997

The Bottom Line

Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Oxford Gold Group edges ahead (4.7/5 rating). That said, your situation matters:

Choose Oxford Gold Group if:

Investors seeking competitive pricing and no setup fees

Choose Lear Capital if:

Experienced investors who value longevity and real-time market data

OUR #1 RECOMMENDATION

Ready to Protect Your Retirement?

Augusta Precious Metals has been rated #1 in our comprehensive review. Their education-first approach means you'll never feel pressured. Get a free consultation today.

A+ BBB Rating
4.9/5 Rating
Lifetime Support
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