Oxford Gold Group Wins
With a rating of 4.7/5 and A+ BBB rating, Oxford Gold Group edges out Lear Capital (4.5/5).
Get Started with Oxford Gold GroupSide-by-Side Comparison
| Feature | Oxford Gold Group | Lear Capital |
|---|---|---|
Our Rating | 4.7 / 5.0 | 4.5 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $15,000 | $25,000 |
| Setup Fee | Free | $100 |
| Annual Fee | $175 | $200 |
| Storage Fee | $150 | $180 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilverPlatinumPalladium |
| Founded | 2017 | 1997 |
| Customer Reviews | 456 | 1,523 |
| Best For | Investors seeking competitive pricing and no setup fees | Experienced investors who value longevity and real-time market data |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
Oxford Gold Group
Pros
- No setup fees
- All four precious metals
- Competitive pricing
- Fast account opening
- Good customer service reviews
Cons
- Newer company
- Smaller company with less resources
- Fewer educational materials
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Company Overviews
Oxford Gold Group
Oxford Gold Group offers a streamlined Gold IRA experience with no setup fees and access to all four precious metals.
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Oxford Gold Group edges ahead (4.7/5 rating). That said, your situation matters:
Investors seeking competitive pricing and no setup fees
Experienced investors who value longevity and real-time market data