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Head-to-Head Comparison

Lear Capital vs Regal Assets

When you've spent 30 years building your retirement savings, you can't afford to trust it to the wrong company. Let's look at what actually matters.

For someone with $500k saved over a lifetime of hard work, we focus on the things that count: BBB complaint history, how they handle problems, and whether customers actually recommend them to friends—not just flashy marketing.

Lear Capital
4.5A+$25,000 min
Regal Assets
4.2A$10,000 min
OUR RECOMMENDATION

Lear Capital Wins

With a rating of 4.5/5 and A+ BBB rating, Lear Capital edges out Regal Assets (4.2/5).

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Side-by-Side Comparison

Feature
Lear Capital
Regal Assets
Our Rating
4.5
/ 5.0
4.2
/ 5.0
BBB Rating
A+A
Minimum Investment$25,000$10,000
Setup Fee$100Free
Annual Fee$200$250
Storage Fee$180$150
Metals Offered
GoldSilverPlatinumPalladium
GoldSilverPlatinumPalladium
Founded19972009
Customer Reviews1,5231,234
Best ForExperienced investors who value longevity and real-time market dataInvestors interested in combining precious metals with cryptocurrency
Visit SiteVisit Site
RECOMMENDED

Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.

Learn More

Pros & Cons Comparison

Lear Capital

Pros

  • Longest track record (since 1997)
  • Price advantage guarantee
  • Real-time precious metals pricing
  • 24-hour risk-free purchase guarantee
  • Free investor guide and market updates

Cons

  • Higher fees overall
  • Some complaints about aggressive sales
  • Lawsuit history (settled)

Regal Assets

Pros

  • Crypto IRA option
  • All four precious metals
  • No setup fees
  • Offshore storage options

Cons

  • Higher annual fees
  • Some regulatory concerns in past
  • Crypto adds complexity/risk

Company Overviews

Lear Capital

Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.

4.5/5 ratingA+ BBBFounded 1997

Regal Assets

Regal Assets is unique in offering both precious metals and cryptocurrency IRAs, appealing to diversified alternative investors.

4.2/5 ratingA BBBFounded 2009

The Bottom Line

Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Lear Capital edges ahead (4.5/5 rating). That said, your situation matters:

Choose Lear Capital if:

Experienced investors who value longevity and real-time market data

Choose Regal Assets if:

Investors interested in combining precious metals with cryptocurrency

OUR #1 RECOMMENDATION

Ready to Protect Your Retirement?

Augusta Precious Metals has been rated #1 in our comprehensive review. Their education-first approach means you'll never feel pressured. Get a free consultation today.

A+ BBB Rating
4.9/5 Rating
Lifetime Support
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