Oxford Gold Group Wins
With a rating of 4.7/5 and A+ BBB rating, Oxford Gold Group edges out Lear Capital (4.5/5).
Get Started with Oxford Gold GroupSide-by-Side Comparison
| Feature | Lear Capital | Oxford Gold Group |
|---|---|---|
Our Rating | 4.5 / 5.0 | 4.7 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $25,000 | $15,000 |
| Setup Fee | $100 | Free |
| Annual Fee | $200 | $175 |
| Storage Fee | $180 | $150 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilverPlatinumPalladium |
| Founded | 1997 | 2017 |
| Customer Reviews | 1,523 | 456 |
| Best For | Experienced investors who value longevity and real-time market data | Investors seeking competitive pricing and no setup fees |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Oxford Gold Group
Pros
- No setup fees
- All four precious metals
- Competitive pricing
- Fast account opening
- Good customer service reviews
Cons
- Newer company
- Smaller company with less resources
- Fewer educational materials
Company Overviews
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
Oxford Gold Group
Oxford Gold Group offers a streamlined Gold IRA experience with no setup fees and access to all four precious metals.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Oxford Gold Group edges ahead (4.7/5 rating). That said, your situation matters:
Experienced investors who value longevity and real-time market data
Investors seeking competitive pricing and no setup fees