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Head-to-Head Comparison

Lear Capital vs Orion Metal Exchange

When you've spent 30 years building your retirement savings, you can't afford to trust it to the wrong company. Let's look at what actually matters.

For someone with $500k saved over a lifetime of hard work, we focus on the things that count: BBB complaint history, how they handle problems, and whether customers actually recommend them to friends—not just flashy marketing.

Lear Capital
4.5A+$25,000 min
Orion Metal Exchange
4.4A$10,000 min
OUR RECOMMENDATION

Lear Capital Wins

With a rating of 4.5/5 and A+ BBB rating, Lear Capital edges out Orion Metal Exchange (4.4/5).

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Side-by-Side Comparison

Feature
Lear Capital
Orion Metal Exchange
Our Rating
4.5
/ 5.0
4.4
/ 5.0
BBB Rating
A+A
Minimum Investment$25,000$10,000
Setup Fee$100$50
Annual Fee$200$150
Storage Fee$180$125
Metals Offered
GoldSilverPlatinumPalladium
GoldSilver
Founded19972017
Customer Reviews1,523189
Best ForExperienced investors who value longevity and real-time market dataCost-conscious investors seeking lower fees
Visit SiteVisit Site
RECOMMENDED

Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.

Learn More

Pros & Cons Comparison

Lear Capital

Pros

  • Longest track record (since 1997)
  • Price advantage guarantee
  • Real-time precious metals pricing
  • 24-hour risk-free purchase guarantee
  • Free investor guide and market updates

Cons

  • Higher fees overall
  • Some complaints about aggressive sales
  • Lawsuit history (settled)

Orion Metal Exchange

Pros

  • Lower storage fees
  • Competitive pricing
  • Good customer service
  • Lower minimum

Cons

  • Newer company
  • Limited product selection
  • Less educational content

Company Overviews

Lear Capital

Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.

4.5/5 ratingA+ BBBFounded 1997

Orion Metal Exchange

Orion Metal Exchange offers competitive pricing and lower storage fees than many competitors.

4.4/5 ratingA BBBFounded 2017

The Bottom Line

Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Lear Capital edges ahead (4.5/5 rating). That said, your situation matters:

Choose Lear Capital if:

Experienced investors who value longevity and real-time market data

Choose Orion Metal Exchange if:

Cost-conscious investors seeking lower fees

OUR #1 RECOMMENDATION

Ready to Protect Your Retirement?

Augusta Precious Metals has been rated #1 in our comprehensive review. Their education-first approach means you'll never feel pressured. Get a free consultation today.

A+ BBB Rating
4.9/5 Rating
Lifetime Support
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