Goldco Wins
With a rating of 4.8/5 and A+ BBB rating, Goldco edges out Lear Capital (4.5/5).
Get Started with GoldcoSide-by-Side Comparison
| Feature | Lear Capital | Goldco |
|---|---|---|
Our Rating | 4.5 / 5.0 | 4.8 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $25,000 | $25,000 |
| Setup Fee | $100 | $50 |
| Annual Fee | $200 | $180 |
| Storage Fee | $180 | $150 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilver |
| Founded | 1997 | 2006 |
| Customer Reviews | 1,523 | 3,241 |
| Best For | Experienced investors who value longevity and real-time market data | Investors who value an established track record and extensive product selection |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Goldco
Pros
- Long track record since 2006
- Wide selection of IRA-eligible products
- Excellent customer reviews
- Free gold IRA kit
- Price protection guarantee
Cons
- Higher fees than some competitors
- $25,000 minimum investment
- Some complaints about follow-up calls
Company Overviews
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
Goldco
Goldco is one of the most established names in the Gold IRA industry, having served customers since 2006. They've built a strong reputation for customer service and have helped over 13,000 customers protect their retirement savings with precious metals.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Goldco edges ahead (4.8/5 rating). That said, your situation matters:
Experienced investors who value longevity and real-time market data
Investors who value an established track record and extensive product selection