Lear Capital Wins
With a rating of 4.5/5 and A+ BBB rating, Lear Capital edges out Blanchard Gold (4.3/5).
Get Started with Lear CapitalSide-by-Side Comparison
| Feature | Blanchard Gold | Lear Capital |
|---|---|---|
Our Rating | 4.3 / 5.0 | 4.5 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $10,000 | $25,000 |
| Setup Fee | $100 | $100 |
| Annual Fee | $200 | $200 |
| Storage Fee | $175 | $180 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilverPlatinumPalladium |
| Founded | 1975 | 1997 |
| Customer Reviews | 678 | 1,523 |
| Best For | Collectors interested in rare and numismatic coins | Experienced investors who value longevity and real-time market data |
| Visit Site | Visit Site |
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Pros & Cons Comparison
Blanchard Gold
Pros
- Longest track record (since 1975)
- Rare and collectible coins
- Extensive educational resources
- Economic research department
Cons
- Higher fees
- Some focus on numismatics (controversial in IRAs)
- Older company culture
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Company Overviews
Blanchard Gold
Blanchard Gold is the oldest precious metals dealer in this list, with nearly 50 years of experience. They're known for their rare coin selection and economic research.
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Lear Capital edges ahead (4.5/5 rating). That said, your situation matters:
Collectors interested in rare and numismatic coins
Experienced investors who value longevity and real-time market data