Birch Gold Group Wins
With a rating of 4.8/5 and A+ BBB rating, Birch Gold Group edges out Lear Capital (4.5/5).
Get Started with Birch Gold GroupSide-by-Side Comparison
| Feature | Birch Gold Group | Lear Capital |
|---|---|---|
Our Rating | 4.8 / 5.0 | 4.5 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $10,000 | $25,000 |
| Setup Fee | $50 | $100 |
| Annual Fee | $150 | $200 |
| Storage Fee | $150 | $180 |
| Metals Offered | GoldSilverPlatinumPalladium | GoldSilverPlatinumPalladium |
| Founded | 2003 | 1997 |
| Customer Reviews | 1,087 | 1,523 |
| Best For | 401(k) and TSP holders looking to rollover with a reputable company | Experienced investors who value longevity and real-time market data |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
Birch Gold Group
Pros
- Lower minimum ($10,000)
- Ben Shapiro endorsement
- Specializes in 401(k) and TSP rollovers
- All four precious metals
- Strong educational content
Cons
- Celebrity endorsements may concern some
- Some reports of variable customer service
- Pricing not always the most competitive
Lear Capital
Pros
- Longest track record (since 1997)
- Price advantage guarantee
- Real-time precious metals pricing
- 24-hour risk-free purchase guarantee
- Free investor guide and market updates
Cons
- Higher fees overall
- Some complaints about aggressive sales
- Lawsuit history (settled)
Company Overviews
Birch Gold Group
Birch Gold Group has established itself as a trusted name in precious metals IRAs, particularly for 401(k) and TSP rollovers. Their educational approach and lower minimums make them accessible to a wide range of investors.
Lear Capital
Lear Capital is one of the oldest precious metals dealers in the country, operating since 1997. They offer comprehensive market research and real-time pricing tools for informed investing.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Birch Gold Group edges ahead (4.8/5 rating). That said, your situation matters:
401(k) and TSP holders looking to rollover with a reputable company
Experienced investors who value longevity and real-time market data