Editorial Standards

Every article on Rich Dad Retirement begins with primary source research. We don't rely on other blogs or aggregator sites. Our research starts with:

• Government sources: IRS.gov (tax rules, contribution limits, Publication 590), SSA.gov (Social Security), OPM.gov (federal retirement), TSP.gov (Thrift Savings Plan), BLS.gov (inflation data).
• Industry data: World Gold Council (gold performance), LBMA (precious metals pricing), Kitco (spot prices).
• Company verification: BBB.org (ratings, complaints), company press releases, SEC filings where applicable.
• Academic research: Employee Benefit Research Institute, Federal Reserve reports, Census Bureau retirement data.

When we cite a statistic (for example, “gold has returned 8.1% annually since 2000”), we verify it against the original data source and include the source in our references section.

Our content is written by Thomas Richardson, CFP, a former wealth manager with 20+ years of experience. Thomas writes for real people — factory workers, nurses, teachers, government employees, truckers — not Wall Street insiders.

Our writing standards:

• Plain English: No jargon. If a concept requires a technical term, we explain it.
• Answer first: Every article leads with the direct answer to the question. Context and detail follow.
• No scare tactics: We present facts and let readers draw their own conclusions. We never use doom-and-gloom language to pressure decisions.
• Job-specific examples: We use real-world scenarios relevant to our readers (pension rollovers, TSP to Gold IRA, Social Security timing).

All content is reviewed by our Editorial Board before publication. The fact-checking process includes:

Financial regulations and company offerings change. Our update policy:

• Regulatory changes: When the IRS, SSA, or other agencies update rules (e.g., new contribution limits, RMD table changes), we update affected articles within 48 hours.
• Quarterly reviews: All company reviews and fee comparisons are re-verified every 90 days.
• Annual audit: Every article undergoes a comprehensive review once per year.
• Update timestamps: Every article displays its last updated date. We never change a date without making substantive changes to the content.

We take errors seriously. If we discover or are informed of an inaccuracy:

• Immediate fix: Factual errors are corrected as soon as they're identified.
• Transparency: Significant corrections include a note at the top of the article explaining what was changed and when.
• No silent edits: We don't quietly change ratings, recommendations, or key facts. Material changes are disclosed.

Found an error? Email us at corrections@richdadretirement.com or use our contact page.

Rich Dad Retirement earns commissions from some of the companies we recommend. Here's how that works:

• Commissions never influence ratings. Our ratings are based on our independent evaluation of fees, service, reputation, and suitability. A company that pays us more does not get a higher rating.
• We recommend companies we don't earn from. Some of our recommended companies have no affiliate relationship with us. We include them because they're good for our readers.
• Disclosure on every page. Pages that contain affiliate links clearly disclose this relationship.
• No paid placements. Companies cannot pay for a positive review or placement in our rankings.

All content on Rich Dad Retirement is written and reviewed by individuals with direct experience in retirement planning and financial services:

• Thomas Richardson, CFP — 20+ years as a wealth manager, Certified Financial Planner, University of Virginia graduate. Full bio.
• Editorial Board — Our board reviews all content for accuracy and compliance with these standards. Learn more.