Not everyone has $100,000 to drop into a Gold IRA. If you have between $10,000 and $50,000, Noble Gold and Birch Gold Group are your best friends.
Winner: Noble Gold (Winner)
Noble Gold wins for their simplified flat-fee structure, Texas storage option, and incredible 'Royal Survival Packs' for cash buyers. Birch Gold is a solid runner-up, especially for very small accounts ($10k), but Noble's service feels more premium.
Head-to-Head Comparison
| Feature | Noble Gold | Birch Gold |
|---|---|---|
| Minimum Investment | $20,000 | $10,000 |
| Storage Fees | $80/year (Texas) | $100/year |
| Reputation | Best for Customer Service | Best for Ben Shapiro Fans |
| Fees | Flat $80 custodial | Scaled fees |
| Storage Location | Texas (IDS) or Delaware | Delaware / New York |
| Specialty | Survival Packs & Rare Coins | Precious Metals IRAs |
Noble Gold Investments Overview
Noble Gold has quietly become one of the most respected mid-tier Gold IRA companies. Founded by Collin Plume, they've built a reputation on excellent customer service and unique product offerings.
What sets them apart? Texas storage. Noble Gold is one of the few companies offering storage at International Depository Services in Texas—a state known for being extremely gold-friendly. For preppers and those who distrust East Coast financial centers, this is huge.
They also offer "Royal Survival Packs"—curated collections of gold and silver specifically designed for emergency situations. It's a niche product, but for the right investor, it's perfect.
Read Full ReviewBirch Gold Group Overview
Birch Gold is the elder statesman of Gold IRAs. They've been around since 2003—an eternity in this industry—and have built a solid reputation through steady, consistent service.
You might know them from their celebrity endorsements. Ben Shapiro talks about them constantly on his podcast. That conservative media presence has built them a loyal following.
Their biggest advantage is the $10,000 minimum—one of the lowest in the industry. If you're just getting started and don't have a huge 401(k) to roll over, Birch will take you seriously when bigger companies won't.
Read Full ReviewFees & Minimums
Both companies are reasonably priced for the mid-tier market:
| Fee Type | Noble Gold | Birch Gold |
|---|---|---|
| Minimum Investment | $20,000 | $10,000 |
| Setup Fee | $80 (one-time) | $50 |
| Annual Storage | $80 flat (Texas) | $100+ |
| Admin Fee | Included | $80-$100/yr |
The math: Noble Gold's flat fee structure usually works out cheaper for accounts over $25k. But if you have exactly $10k and can't meet Noble's minimum, Birch is your only option here.
Written By
Thomas Richardson
Thomas is a former wealth manager with 20+ years of experience. He founded Rich Dad Retirement to expose the flaws of traditional "paper asset" retirement planning and educate Americans on the stability of physical precious metals.