Birch Gold Group Wins
With a rating of 4.8/5 and A+ BBB rating, Birch Gold Group edges out Monetary Gold (4.5/5).
Get Started with Birch Gold GroupSide-by-Side Comparison
| Feature | Monetary Gold | Birch Gold Group |
|---|---|---|
Our Rating | 4.5 / 5.0 | 4.8 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $10,000 | $10,000 |
| Setup Fee | Free | $50 |
| Annual Fee | $150 | $150 |
| Storage Fee | $150 | $150 |
| Metals Offered | GoldSilverPlatinum | GoldSilverPlatinumPalladium |
| Founded | 2000 | 2003 |
| Customer Reviews | 234 | 1,087 |
| Best For | Investors seeking a no-setup-fee option with good track record | 401(k) and TSP holders looking to rollover with a reputable company |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
Monetary Gold
Pros
- No setup fees
- Competitive annual fees
- Good track record
- Transparent pricing
Cons
- Smaller company
- Less brand recognition
- Limited palladium options
Birch Gold Group
Pros
- Lower minimum ($10,000)
- Ben Shapiro endorsement
- Specializes in 401(k) and TSP rollovers
- All four precious metals
- Strong educational content
Cons
- Celebrity endorsements may concern some
- Some reports of variable customer service
- Pricing not always the most competitive
Company Overviews
Monetary Gold
Monetary Gold offers a straightforward Gold IRA experience with no setup fees and over 20 years in business.
Birch Gold Group
Birch Gold Group has established itself as a trusted name in precious metals IRAs, particularly for 401(k) and TSP rollovers. Their educational approach and lower minimums make them accessible to a wide range of investors.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, Birch Gold Group edges ahead (4.8/5 rating). That said, your situation matters:
Investors seeking a no-setup-fee option with good track record
401(k) and TSP holders looking to rollover with a reputable company