American Hartford Gold Wins
With a rating of 4.8/5 and A+ BBB rating, American Hartford Gold edges out Monetary Gold (4.5/5).
Get Started with American Hartford GoldSide-by-Side Comparison
| Feature | American Hartford Gold | Monetary Gold |
|---|---|---|
Our Rating | 4.8 / 5.0 | 4.5 / 5.0 |
BBB Rating | A+ | A+ |
| Minimum Investment | $10,000 | $10,000 |
| Setup Fee | Free | Free |
| Annual Fee | $180 | $150 |
| Storage Fee | $150 | $150 |
| Metals Offered | GoldSilverPlatinum | GoldSilverPlatinum |
| Founded | 2015 | 2000 |
| Customer Reviews | 2,156 | 234 |
| Best For | Investors with smaller portfolios who want promotional bonuses and fast setup | Investors seeking a no-setup-fee option with good track record |
| Visit Site | Visit Site |
Looking for a third option? Augusta Precious Metals is our #1 rated Gold IRA company for 2026.
Pros & Cons Comparison
American Hartford Gold
Pros
- Lower minimum investment ($10,000)
- Up to $10,000 in free silver on qualified purchases
- Fast account setup process
- Buyback program with competitive rates
- Celebrity endorsements (Bill O'Reilly)
Cons
- Aggressive marketing tactics
- Some reports of high-pressure sales
- Fee structure not always transparent upfront
Monetary Gold
Pros
- No setup fees
- Competitive annual fees
- Good track record
- Transparent pricing
Cons
- Smaller company
- Less brand recognition
- Limited palladium options
Company Overviews
American Hartford Gold
American Hartford Gold has grown rapidly to become one of the largest Gold IRA providers in the country. Known for their promotional offers including free silver, they offer a lower barrier to entry than many competitors.
Monetary Gold
Monetary Gold offers a straightforward Gold IRA experience with no setup fees and over 20 years in business.
The Bottom Line
Look, you didn't work 30 years to hand your savings over to a company that might let you down. Based on complaint history, customer service track record, and how they treat people with real money on the line, American Hartford Gold edges ahead (4.8/5 rating). That said, your situation matters:
Investors with smaller portfolios who want promotional bonuses and fast setup
Investors seeking a no-setup-fee option with good track record